Terms and Conditions 

Definitions

“Agreement” means these Terms and Conditions and all materials referred or linked to in these Terms and Conditions.

“Personal Data” means the name and email address voluntarily submitted by Customer, as well as navigational data relating to each Customer.

“Customer”, “You” or “Your” means the person or entity using the Website or the Products and identified in the applicable statement or Order Form as the customer of Katya Zhumaeva website.

“Katya Zhumaeva website” means the website that is managed by an individual enterprise of Ekaterina Zhumaeva and any entity which is controlled by, or is under common control with Ekaterina Zhumaeva.

“Katya Zhumaeva website’s Content” means all information, data, text, messages, software, sound, music, video, photographs, graphics, images, and tags incorporated into the Katya Zhumaeva website.

“Products Content” means all information, data, text, messages, software, sound, music, video, photographs, graphics, images, and tags incorporated into the online courses by Katya Zhumaeva. 

“Order Form” means the Katya Zhumaeva website approved form by which Customer agrees to subscribe to the Newsletters, or purchase one or more of the Products.

“The products” means payable content or online courses.

“Third-Party Sites” means third-party websites linked to or from the website, including without limitation Communications Services.

“User(s)” means Customer’s employees, representatives, consultants, contractors or agents who are authorized to use the Products for the benefit of Customer and who have been supplied user identifications and passwords by Customer (or by Katya Zhuameva at Customer’s request).

“Website” means https://katyazhumaeva.com/

Products

By accessing and using the website or the products in any way, you agree to be bound by this agreement, including the warranty disclaimers, limitations of liability, and termination provisions below. If you do not agree to the terms, please leave the website immediately and do not use the Products.

Customer authorizes Ekaterina Zhumaeva to use a third party to process payments, and consents to the disclosure of Customer’s payment information to such third party.

Ekaterina Zhumaeva offers the following Products, that can be purchased one or multiple times under terms listed in each respective content or service description and order form:

Self- Empowerment course – an online course with 15 lessons of 1 hour length total. Customers who purchase the Self – Empowerment course will be able to access the audio lessons on the website and download the PDF files of each lesson to their device. Katya Zhumaeva may update the Self – Empowerment course, in which case the Customer, who purchased it before the update, will not get the access to the updated version without making a separate purchase.

Products Prices and Fees

The Self – Empowerment course price is 79€ per purchase.

The products’ prices and fees are non-refundable due to the nature of Katya Zhumaeva’s products.

Price display

Taxes are included in all prices for these countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, and the United Kingdom.

Intellectual Property Ownership

All the content of Katya Zhumaeva’s website is an intellectual property of Ekaterina ZHuameva. You may not copy, distribute and/or share Katya Zhumaeva’s website content. You may not share your login and password with anyone.

Customer and Personal Data

Katya Zhumaeva may monitor the use of the Website and the Products by all of its customers and use data related to such use in an aggregate and anonymous manner, including to compile statistical and performance information related to the provision and operation of the Website and the Products. Customer agrees that Katya Zhumaeva may use and publish such information, provided that such information does not incorporate any Customer Data and/or identify Customer.

Katya Zhumaeva may collect, use, process, store, and share certain customer data (like name and address) in connection with providing the Products and the newsletter service. Any such collection, use, processing, storing, or sharing is subject to the terms and conditions of Katya Zhumaeva’s Privacy Policy (https://katyazhumaeva.com/privacy-policy/) which is hereby incorporated into this Agreement by reference. Customer agrees that customer data may be collected and used by Katya Zhumaeva in connection with the Website and the Products, and the newsletter service, and Customer hereby consents to such use and collection.

Indemnification

Customer will indemnify, defend and hold Katya Zhumaeva harmless, at its expense, against any third-party claim, suit, action, or proceeding (each, an “Action”) brought against Katya Zhumaeva (and its officers, directors, employees, agents, service providers, licensors, and affiliates) by a third party not affiliated with Katya Zhumaeva to the extent that such Action is based upon or arises out of (a) Customer’s use of the Website and the Products; (b) Customer’s noncompliance with or breach of this Agreement, (c) Customer’s use of Third-Party Products, (d) the unauthorized use of the Website and the Products by any other person using Customer’s User information, or (e) Customer’s unauthorized use, collection, storage, processing, or disclosure of Personal Data. Katya Zhumaeva shall use commercially reasonable efforts to: notify Customer in writing within thirty (30) days of Katya Zhumaeva becoming aware of any such claim; give Customer sole control of the defense or settlement of such a claim (provided that Customer may not settle any such claim unless the settlement unconditionally releases Katya Zhumaeva of all liability); and provide Customer (at Customer’s expense) with any and all information and assistance reasonably requested by Customer to handle the defense or settlement of the claim. Customer shall not accept any settlement that (i) imposes an obligation on Katya Zhumaeva; (ii) requires Katya Zhumaeva to make an admission; or (iii) imposes liability not covered by these indemnifications or places restrictions on Katya Zhumaeva without Katya Zhumaeva prior written consent.

Disclaimers and Limitations of Liability

By using the Website and the Products you agree that you are fully responsible for your actions, choices, business decisions and results from your participation and that Katya Zhumaeva offers no representations or guarantees regarding your business profit and earnings and that you are solely responsible for your progress. Katya Zhumaeva makes no guarantees about any success you’ll get from using the the Website and the Products, and the newsletter service.

Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE WEBSITE, AND THE PRODUCTS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. KATYA ZHUMAEV AND ITS SERVICE PROVIDERS, LICENSORS AND SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS OF ANY KIND WITH REGARD TO THE WEBSITE, THE PRODUCTS AND THE NEWSLETTER SERVICE, AND THE KATYA ZHUMAEVA CONTENT INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. NO STATEMENT OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED FROM KATYA ZHUMAEVA  IN ANY MEANS OR FASHION SHALL CREATE ANY WARRANTY NOT EXPRESSLY AND EXPLICITLY SET FORTH IN THIS AGREEMENT.

No Indirect Damages

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL EITHER PARTY OR ITS SERVICE PROVIDERS, LICENSORS OR SUPPLIERS BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR OTHER TYPE OF DAMAGES, EVEN IF SUCH PARTY OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.

Limitation of Liability

EXCEPT FOR CUSTOMER’S LIABILITY FOR PAYMENT OF FEES AND CUSTOMER’S LIABILITY ARISING FROM ITS INDEMNITY OBLIGATIONS, IF, NOTWITHSTANDING THE OTHER TERMS OF THIS AGREEMENT, EITHER PARTY IS DETERMINED TO HAVE ANY LIABILITY TO THE OTHER PARTY OR ANY THIRD PARTY FOR ANY LOSS, HARM OR DAMAGE, THE PARTIES AGREE THAT THE AGGREGATE LIABILITY OF A PARTY AND ITS OFFICERS, DIRECTORS, MANAGERS, EMPLOYEES, AFFILIATES, AGENTS, CONTRACTORS, SERVICE PROVIDERS, LICENSORS OR SUPPLIERS SHALL IN ALL CASES BE LIMITED TO THE LESSER OF ONE HUNDRED EUROS OR THE TOTAL AMOUNTS ACTUALLY PAID BY CUSTOMER UNDER THE APPLICABLE ORDER FORM FOR THE PRODUCTS IN THE TWELVE MONTH PERIOD PRECEDING THE EVENT GIVING RISE TO SUCH CLAIM.

Third Party Products

KATYA ZHUMAEVA DISCLAIMS ALL LIABILITY WITH RESPECT TO THIRD-PARTY PRODUCTS USED BY CUSTOMER. KATYA ZHUMAEVA LICENSORS SHALL HAVE NO LIABILITY OF ANY KIND UNDER THIS AGREEMENT AND KATYA ZHUMAEVA’S LIABILITY WITH RESPECT TO ANY THIRD-PARTY PRODUCTS OR THIRD PARTY CONTENT PROVIDED WITH THE WEBSITE AND THE PRODUCTS SHALL BE SUBJECT TO THIS SECTION.

CUSTOMER UNDERSTANDS AND AGREES THAT THE FOREGOING LIMITATION OF LIABILITY IS AN AGREED ALLOCATION OF RISK AND AN ESSENTIAL PART OF THIS AGREEMENT. CUSTOMER UNDERSTANDS AND AGREES THAT ABSENT CUSTOMER’S AGREEMENT TO THIS LIMITATION OF LIABILITY, KATYA ZHUMAEVA WOULD NOT PROVIDE THE ACCESS TO THE PRODUCTS AND THE NEWSLETTER SERVICE TO CUSTOMER.

General

No Waiver

Katya Zhumaeva may update and change any part or all of this Agreement, including fees. If Katya Zhumaeva updates or changes this Agreement, the updated Agreement will be posted at https://katyazhumaeva.com/lp-terms-conditions/. The updated Agreement will become effective and binding on the next business day after it is posted. Katya Zhumaeva encourages Customer to review this Agreement periodically. No delay in exercising any right or remedy will operate as a waiver of such right or remedy or any other right or remedy. A waiver on one occasion will not be construed as a waiver of any right or remedy on any future occasion. Notwithstanding the foregoing, Katya Zhumaeva will comply with all applicable laws and regulations to the extent that any change or update to this Agreement changes or updates the manner in which Katya Zhumaeva will collect, use, process, share, or store Personal Data.

Applicable Law

To the maximum extent permitted by law, this Agreement and all Order Form(s) shall be governed by the laws of France, EU without reference to conflicts of law principles, and both parties hereby consent to the exclusive jurisdiction and venue of courts in Nice, France, EU in all disputes arising out of or relating to the use of the Website and the Products. Use of the the Website and the Products is unauthorized in any jurisdiction that does not give effect to all provisions of this Agreement, including without limitation this paragraph.

Notices

Notice shall be sent to the contact address set forth herein (as such may be changed by notice given to the other party), and shall be deemed
delivered as of the date of actual receipt. To Katya Zhumaeva: Ekaterina Zhumaeva, 2 Avenue de Verdun, Beausoleil, France. To Customer: Customer’s e-mail address as provided in Katya Zhumaeva’s account information for Customer.

Entire Agreement

Unless otherwise expressly stated herein, this Agreement (including each Order Form), along with any Katya Zhumaeva exhibit or addendum hereto, including any Order Form, constitutes the entire agreement between Customer and Katya Zhumaeva with respect to the Website and the Products and supersedes all prior or contemporaneous communications, proposals and agreements, whether electronic, oral or written, between Customer and Katya Zhumaeva with respect to the subject of this Agreement.



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Privacy Policy of www.katyazhumaeva.com

Welcome to the Privacy Policy of the website www.katyazhumaeva.com (Website) which is managed by an individual enterprise of Ekaterina Zhumaeva. We respect your privacy and is committed to protecting your personal data.

The website sells online courses and offers free downloadable products (Products).

This page is used to inform website visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our Products on the Website.  

If you choose to use our Products, then you agree to the collection and use of information in relation with this policy. The Personal Information that we collect is used for providing the Products  and enabling access to them. We will not use or share your information with anyone except as described in this Privacy Policy.

The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which is accessible at https://katyazhumaeva.com/lp-terms-conditions/, unless otherwise defined in this Privacy Policy.

Information Collection and Use

For a better experience while using our Products, we may require you to provide us with certain personally identifiable information, including but not limited to your name, e-mail, phone number, and postal address. The information that we collect will be used to contact or identify you.

Log Data

We want to inform you that whenever you visit our Website, we collect information that your browser sends to us that is called Log Data. This Log Data may include information such as your computer’s Internet Protocol ("IP") address, browser version, pages of our Website that you visit, the time and date of your visit, the time spent on those pages, and other statistics.

If you request a password reset, your IP address will be included in the reset email.

Cookies

Cookies are files with a small amount of data that is commonly used as an anonymous unique identifier. These are sent to your browser from the website that you visit and are stored on your computer’s hard drive.

Our Website uses these cookies to collect information and to improve our Website:

Functionality: we use these cookies so that we can recognize you on our website and remember your previously selected preferences. These could include what language you prefer and location you are in. A mix of first-party and third-party cookies are used.

Advertising: we use these cookies to collect information about your visit to our website, the content you viewed, the links you followed and information about your browser, device, and your IP address. Our Company sometimes shares some limited aspects of this data with third parties for advertising purposes. We may also share online data collected through cookies with our advertising partners. This means that when you visit another website, you may be shown advertising based on your browsing patterns on our website.

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select "Remember Me", your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

We never share your personal information that you provided us with when logging in to use our Products with a third party.

You may have the option to disable these cookies on your device. If you choose to disable our cookies, you may not be able to use some portions of our Website.

Security

We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.

Links to Other Sites

Our Website may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over, and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Visitor comments may be checked through an automated spam detection service.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Children

Our website is intended only for users aged 18 and older. We do not knowingly collect any personal information from any user under the age of 18 and hereby prohibit any such user providing us with any personal information. If you are a legal guardian of a child under the age of 18 and you believe that your child has provided us with any personal information, please contact us at hello@katyazhumaeva.com and we will delete such information from our servers.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, we advise you to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately, after they are posted on this page.

Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at hello@katyazhumaeva.com.

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